Score a book of business against what the record actually shows. CarrierMark grades each carrier two ways, and the litigation exposure score becomes a documented input you can price against, right next to the loss runs.
This page showcases the product. Run the two scores on a real carrier inside the live app.
This file would mostly clear an audit but carries high litigation exposure. That gap is what a plaintiff’s lawyer attacks.
Illustrative scores, not carrier data
Would this file survive a DOT audit? Whether the record would pass a compliance review under 49 C.F.R. Part 385. The regulator’s question.
How does it play after a crash? How strongly the file supports a negligent hiring, retention, or entrustment case. The plaintiff’s lawyer’s question.
Loss history prices yesterday. The litigation exposure sitting in a carrier’s file today, the gap a plaintiff’s lawyer attacks after the next crash, does not appear in the loss runs until it is a verdict.
Two carriers with identical loss runs can hold very different files. Without a documented measure of that difference, it gets priced at zero. CarrierMark exists to turn the file itself into an underwriting input: measurable, sourced, and dated, next to the loss runs instead of missing from them.
The litigation exposure score is a measurable, documented figure you can weigh alongside loss runs at renewal.
Grade every insured carrier on the same two-score basis, instead of on narrative and gut feel.
A carrier can clear an audit and still carry high exposure. Pricing off one number hides the other.
Each score traces to the public FMCSA record it was built from, sealed on the date it was pulled.
Illustrative promo, not carrier data
One system of record for every company the FMCSA touches.
Define your selection criteria once: operating authority, insurance on file, safety rating, out-of-service history, whatever your standard requires. Policies are versioned, so you can prove which rules were in force on any given date.
At selection, Vault pulls the carrier’s public FMCSA record and seals it: a timestamped snapshot of exactly what was knowable on the day of your decision. Raw data preserved as pulled. Nothing summarized away.
When business requires an exception, it runs through a structured override with a documented justification and an approver. No free-text landmines. No silent workarounds.
One click produces the decision-date record: the sealed snapshot, the policy version in force, the decision trail, bound in a tamper-evident chain proving nothing was altered after the fact.
Want to see the scores run on a real DOT number? Open the live app →
What you decide is sealed the moment you decide it: the carrier’s public FMCSA record and the decision you made, bound in a timestamped document with a cryptographic hash and a verified chain. The file proves on its face that nothing was altered after the seal, so years later the answer to what you knew and what you did is a document, not a memory.
Vault is not an onboarding packet tool. It is not a monitoring subscription. It is not a carrier safety predictor. Keep the platforms you use to find, onboard, and track carriers. Vault sits alongside them as the evidence layer.
And one thing we will never do: tell you a carrier is “safe.” Nobody can promise you a carrier is safe, and a vendor who does is drafting a plaintiff’s exhibit. Vault documents the thing the law actually asks of you: reasonable care, exercised with the information available, recorded when it happened.
Montgomery v. Caribe Transport II widened negligent-selection exposure across the book you insure. The exposure score puts a number on it.
We are onboarding a founding cohort of 8 operations before general availability.
Enter a DOT number and get a free snapshot of the carrier’s current public FMCSA record, formatted the way Vault seals it.
Founding cohort applications are open. The free snapshot tool is live now.